Annual
Report
2024

The highest revenues in the history of OVB Slovakia; this makes the year 2024 the most successful year

The OVB Group experienced an unprecedented growth in revenues

56.4
mil. €
420.5
mil. €
+9 %
growth compared with 2023
+14 %
growth compared with 2023

The OVB Group experienced an unprecedented growth in revenues

420.5
mil. €
+14 %
growth compared with 2023
3.96
mil. €
19.5
mil. €

Profit of OVB Slovakia

Profit of the OVB Group

OVB Slovakia contributed with a significant portion to the overall success of the entire OVB

The OVB Group once again achieved record profits this year, confirming its strong position in Europe

19.5
mil. €

Profit of the OVB Group

The OVB Group once again achieved record profits this year, confirming its strong position in Europe

We cooperate with strong partners

A wide range of clients enables us to offer an independent view on the financial market to our clients.

3,370 financial agents registered with the National Bank of Slovakia

The broadest network of co-workers is the proof of attractive working environment with motivating corporate culture.

3,266

Financial agents in the insurance or re-insurance business

2,158

Financial agents in the capital market

1,272

Financial agents in the retirement pensions saving

1,448

Financial agents in accepting savings

2,119

Financial agents in granting of loans, housing loans, and customer credit sector

1,898

Financial agents in the third pillar

54,1
%

representation of women in OVB

45,9
%

representation of men in OVB

Years of experience, decades of trust

835

financial agents are working for OVB longer than 10 years

510

financial agents are working for OVB longer than 15 years

297

financial agents are working for OVB longer than 20 years

103

financial agents are working for OVB longer than 25 years

10+ years
15+ years
20+ years
25+ years

You can find us all around Slovakia

Offices of Directors OVB Allfinanz Slovakia, a. s.

In 2024 we also promoted several talented co-workers, who are now creating the future of  OVB Slovakia. The door to success is truly open to everyone.

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Info component
business centers
Office of BD
Office of RD
Office of LD
LD Jaroslav Barla
LD Adrián Gažo
LD Róbert Gálik
LD Štefan Hrúza
LD Ján Jánošík
LD Ondrej Kollár
LD Miroslav 
Kopernický
LD Oto Kožuch
LD Peter Masarik
LD Miroslav Medo
LD Tibor Nagy
LD Július Partl
LD Bohuslav Švihra
LD Viktor Zubaj

Career development in 2024

9

9 co-workers promoted to directorial positions

Allfinanz – a solution for every financial situation

We are building a long-term relationship with our clients, we help them with financial decisions and adjust the solutions to clients´ needs.

Housing

First housing, a house in a rural area, or an apartment for investment purposes? We propose optimal solutions for the financing of housing, pursuant to our clients´ current needs.

Securing family and property

By cautious planning and insuring we bring the families the protection needed not only in case of unforeseen events, but also for a brighter future.

Pension

We help to ensure a smooth transit to retirement and more convenient old-age time thanks to saving or investment on regular bases.

Saving

By optimizing their budget we enable our clients to create financial reserves from small amounts of money, for instance with regular saving or saving with a building society.

Investing

We inspire our clients to make their dreams and plans coming true, thanks to circumspect investments and efficient financial planning.

Insurance for entrepreneurs

We do our business carefully and we help other entrepreneurs to prepare for unexpected situations in a responsible and predictable way.

Contracts that change lives

150,104

intermediated contracts in 2024

30,847

Intermediated life insurance policies in 2024

69,042

intermediated non-life insurance policies in 2024

32,401

intermediated contracts in the capital market in 2024

7,529

intermediated contracts in the banking sector in 2024

7,390

Intermediated contracts in the retirement savings sector in 2024

2,895

Intermediated contracts in the additional retirement savings sector in 2024

Growing number of clients

It is for us a reward and a commitment to build on long-term relationships based on professional experience and human attitude to a wide range of clients.

51.2
%

men in the clients´ portfolio

48.8
%

women in the clients´ portfolio

Total historical number of clients

1,280,165

Number of clients to whom we provide financial intermediation

807,590

Number of new clients in 2024

21,319

Number of existing clients, for whom we repeatedly intermediated at least one contract in 2024

55,118

Number of services to existing clients

607,575

Services for every age

OVB services are utilized by a broad range of age categories, from the young to seniors, thus showing the universality of our approach.

Gen Z
1997 - 2012
5
%
Millenials
1981 - 1996
35
%
Gen X
1965 - 1980
40
%
Boomers II
1955 - 1964
13
%
Boomers I
1946 - 1954
5
%
Post War
1928 - 1945
2
%

Clients across entire Slovakia

Our clients live in small and big towns across all regions, from the Eastern borders through the Tatra Mountain Region down to the River Danube.

Bratislava
Region
11
%
Trnava
Region
12
%
Nitra
Region
13
%
Trenčín
Region
12
%
Bánská Bystrica
Region
16
%
Žilina
Region
15
%
Prešov
Region
13
%
Košice
Region
8
%

Number of business clients

29,614

total corporate clients historically (IČO)

12,279

companies we currently provide financial intermediation for (IČO)

1,586

new companies (IČO)

2,651

contracts signed with new companies in 2024 (IČO)

We stand by our clients

Our financial agents stand by their clients in standards and also in serious life situations; and they accompany their clients also in managing claim settlements.

In 2024 our clients received claim settlements in life-insurance exceeding 66 million €, and in non-life insurance exceeding 14 million €.

Life Insurance Stock
162
mil. €

total annual premiums

232,000

clients have concluded 310,000 policies

Non-life Insurance Stock
47
mil. €

total annual insurance premium volume

231,000

clients have concluded 375,000 policies

Disbursed funds
14
mil. €

Disbursed funds in the form of insurance benefits at maturity date during the end of the insurance period (maturity)

We realize for clients

Non-stop line for clients
Service centre for clients
Campaigns on various topics

Social responsibility of OVB Slovakia

Social responsibility does not mean just a formal issue to us. We care for the social prosperity of the company as such. In the scope of our activities we focus on the following 4 areas:

Financial education

As a leader and the most experienced guide in the area of financial intermediation we deem it our professional duty and honour to contribute to overall education and prosperity of people in Slovakia.

Disadvantaged groups

OVB as a company, as well as our employees and financial agents, have traditionally been involved in various charity events, such as the Health Run, the Undefeated Run, How much love fits in a shoebox, and also contribute to improving the situation in children's and family centres with their donations and actions.

Environment

We are gradually replacing paper contracts and communication with clients within the company with electronic documents and modern applications.

Corporate culture

Corporate culture is an informal yet extremely strong system of rules that affects the working atmosphere, productivity and employee satisfaction. OVB builds on a tradition that fosters collaboration, growth and mature leadership.

OVB mission, vision and values OVB

Our mission

OVB is the most experienced independent guide to a better life in the ocean of financial and business possibilities.

Our vision

The clear leader with the greatest growth and influence in the financial intermediation market.

Our values

Cooperation – Fairness – Inspiration - Pride - Action

We build on humanity and cooperation

Our philosophy is based on solid fundaments of trust, mutual support and fairness. We believe that only with cooperation and respect for people we can achieve long lasting success and positive changes.

Cooperation

It is the cornerstone of our company. In it we believe in joint efforts and cooperation, being the key to achieving success for our clients, co-workers, employees, partners, and our own milestones.

Fairness

We offer everyone equal opportunities, and support them in their development. We are honest; we follow the rules and keep our promises.

Inspiration

As a leader we are aware that by our example we inspire others. Therefore, we actively create an environment that is open to new ideas and solutions. We are constantly trained and share our experiences with the public.

Pride

As part of the OVB family, we are proud to help clients meet their needs. Thanks to their satisfaction, we can achieve great results; introduce innovations and opportunities for our growth.

Action

We have the courage to act. We look for solutions, we come up with new ideas and we are not afraid to take responsibility. We are proactive and are moving things forward.

We are the most well-known brand on the market

A representative market survey of brokerage companies conducted by the renowned research agency 2muse at the end of 2024 confirmed the long-term high spontaneous awareness of the brand among the inhabitants of Slovakia.

We are constantly improving

Aero

We have also put into practice an original and multi-potential online helper, which makes it much easier for our agents to work and communicate with the client.

Financial plan

A financial plan with an integrated life insurance comparison engine clearly introduces OVB to clients, introduces the work of a financial agent and serves to create a financial plan

Multiprotocol

In 2024, we launched a unique online tool that allows for easy activation and comprehensive management of all client documents in one place.

Clients‘ and co-workers‘ experience

We measure, innovate and strive for excellence. We have been listening to and adapting to the needs of clients since the beginning of our operations, and 2024 was no exception.

OVB Slovakia´s public relations

16,351

Fans in social networks

1,309,476

Views in social networks (FB, IG, LinkedIn)

200+

co-working journalists

70,092

number of visitors in the ovb.sk webpage

845

media appearances

71

appearances on television

290,720

client newsletters